Mortgage Advisor vs. Property Agent: What’s the Difference?

Buying a home is an exciting time, however it’s undeniable that there is a certain level of stress that comes with the process. The good news is that there are professionals out there who can help you when it feels a little overwhelming.

In saying that, it can be hard to know where to go to actually find the advice you are looking for (not to mention figuring what kind of advice you need in the first place). So, in answer to the many enquiries we get about assistance when purchasing a property and make things easier we have debunked a few home-buying services for you:

What does a Mortgage Advisor do?

A Mortgage advisor is there to help you navigate the financial aspect of buying a home.

With so many loan products on the market today, deciding which one is right for you can be tough (hint: it isn’t always the one with the lowest interest rate). At HPartners, we assist our clients to find the right mortgage product, considering the terms of the loan and assessing whether the loan is flexible enough to adapt to life changes.

What are the benefits of a Mortgage Advisor?

1. Access trusted mortgage advice with your financial future in mind
2. Get in-depth loan comparisons
3. Ensure your loan choice is right for now and into the future

Need help finding the right loan? That’s where we can help you, get in touch with one of our Mortgage Advisors today.

What does a Property Buying Agent do?

A Buying Agent will help you with the entire buying process, apart from finding the right mortgage. From searching for the right property, attending inspections on your behalf, liaising with real estate agents and arranging pre-settlement processes (such as building and pest inspections), a Buying Agent will take the stress out of buying a home by handling the run-around for you.

What are the main benefits of a Buying Agent?

1. Save yourself time and minimise stress through a comprehensive service
2. Get access to a wider range of properties (often including off-market houses)
3. Buy your home at the right price with the assistance of a skilled negotiatorWhat does a Property Selling Agent do?

If you are looking to sell your house, a Property Selling Agent will help you to manage the selling process. From assessing how much your property is worth, advising on how to add value to your home (within your budget) and pairing you with a real estate agent who is likely to get you the best price, a Selling Agent will be with you at every step of the way.

What are the main benefits of a Selling Agent?

1. Access to a certified-valuer who can offer a trusted appraisal of your home
2. Get advice on how to add value to your home (within your budget)
3. Get connected with the right real estate agent who can assist you in achieving your sell price

At HPartners, we recommend Property Chase to our clients who are looking for additional home buying or selling assistance.

Who are Property Chase? They are a boutique buyers agency that has specialised in buying property throughout Brisbane, Toowoomba and surrounding areas for over 14 years. Find out more about what Property Chase does here.